NerdWallets Ratings for Privatkredite awards points to lenders that offer consumer-friendly functions, including: soft credit checks, no fees, transparency of rates and terms of borrowing, flexible payment options, accessible customer service, credit bureau payment reporting and financial education. We also take into account the number of complaints filed with agencies such as the Consumer Financial Protection Bureau. This method only applies to lenders who limit interest rates to 36%, the maximum rate that financial experts and consumer advocates accept, agree that the acceptable limit for a loan is affordable. NerdWallet does not receive any compensation of any kind for our evaluations. Read our editorial guidelines. I had a billing error of $750, so I called to see what could be done. I expected to be on the phone for a few hours and be broadcast 15 times, but the first person I spoke to, Mike Three Way called billing specialist Jonathan, who immediately dealt with the problem. The whole process took 20 minutes. It was very pleasant and surprising for a company to give its front line the power of discretion to deal with such problems. After that, a supervisor came on the line for quick quality control to make sure my greensky experience was all they wanted to be. Color impresses me you will be charged interest every month, and the extra diving amount will have to be paid up three to pay your credit. This is explained almost nowhere on a website that barely works.

If you did not have the money to pay it in full, there would be no way out of this type of loan. I have a 0% loan as cash for 12 months, but they contain the interest on the bill and the amount owed. they should only show the balance before the interest, but it shows that I am charged interest every month. When I tried to call him, I can`t talk to anyone!!! Home loans and HELOC: If your credit is not large and you have equity in your home, you should consider a secured loan. It is an incredibly predatory credit company. They charge you roughly the same amount as your minimum monthly payment in “financing fees” each month. Their interest rates are asinine and their customer service is abysmal. I would do business with a prince of Nigeria email scam before I do business again with them. I have a loan with GreenSky for the last two years.

A few months ago, I tried to refinance my mortgage, and the mortgage company wanted a copy of my last statement. I made no less than 6 calls asking for an explanation, but there is no explanation. You check my address for the umpteenth time and a postcard, so I know they have the right address, but still no statement, just ask me to wait again and again. They won`t fax a copy to the company and they won`t send me an email copy indicating securityThe mortgage company is tired of me and I lose by saving on my mortgage. I will not recommend that anyone open an account with this company because they do not look after their customers. I will not recommend to anyone to open an account with this company because they do not take care of their customers! Just got off the phone after 1/2 hour stressed and harassed !!! I did everything we did at the house depot. Put $1, 000. And he wanted to fund 3,000. I have a lot of merit! They wanted to lend me $15,000. This company is so inefficient, stupid and rude! I want to sue them for the stress they cause me.